Terms
Terms of use
These terms cover your use of lossruntoexcel.com. They are meant to be read. Last updated October 28, 2026. By using the service you agree to them.
Definition
What the service is
LossRun Pro is a web tool that reads a loss run PDF that you upload and returns a claims schedule, a policy-year summary and a check of the report's printed totals. "We" and "us" mean LossRun Pro, the operator of lossruntoexcel.com. "You" means the person using it and, if you use it for an employer or client, that organization.
The terms
The terms, clause by clause
1. Acceptable use
You may not use the service to:
- upload a forged, altered or fabricated document, or change amounts, dates, statuses or other facts so that a claims history reads differently from the carrier's report;
- upload a document you have no right to upload or to share with the service's processors;
- break the law, or help anyone else to;
- get around the allowance or plan limits, for example by resetting a counter or sharing a single-user plan;
- send the service malware, or anything meant to disrupt or overload it;
- call the conversion function from automated software, or copy the site, outside what these terms allow.
2. Your documents
You keep your rights in what you upload. You give us permission to process it, and to pass it to the sub-processors on the privacy page, only to produce your output. You confirm that you are entitled to upload it and that doing so does not breach a duty to the insured, the carrier or the claimants. Loss runs name claimants and are not masked.
3. The output, and your responsibility for it
The output is produced by machine from the document you supply. It is a summary in a different layout, not a loss run issued, signed or verified by a carrier. A tie-out shows that the claim rows read from a report add up to the totals the report printed. It does not show that the report is correct or complete. You are responsible for checking the output against the source and for what you send to an insurer or to anyone else.
4. No advice
The service converts documents. It is not insurance, underwriting, claims, legal, tax or accounting advice.
5. Plans, billing and cancellation
The free allowance is 1 file per day, up to 10 pages, no account. Pro is $99 a month and Agency is $199 a month, at the prices and limits shown on the pricing page when you subscribe. A paid plan is a monthly PayPal subscription that puts the plan's pages on a page code emailed to you, and it renews monthly until cancelled. To cancel, cancel the subscription in your PayPal account or email [email protected] before your next billing date; no further payment is taken, and the pages already on your code stay yours. Fees for a period already begun are not refunded unless the law requires it. Payments are taken by PayPal under its own terms.
6. Availability and changes
We do not promise that the service will be available, uninterrupted or error-free. It depends on other providers, and we may change it, including its limits and prices for future periods, or stop it. If we make a material change to a paid plan, we will tell subscribers by email.
7. No warranty
To the extent the law allows, the service is provided as it is and as available, without warranties of any kind, including any warranty that the output is accurate, complete or fit for a particular purpose.
8. Limit of liability
To the extent the law allows, we are not liable for indirect or consequential loss, for loss of business or profit, or for loss arising from a submission, quote, coverage decision or claim that relied on the output. Our total liability to you for anything arising from the service is limited to the amount you paid us in the twelve months before the event, or to US$100 if you paid nothing. Nothing in these terms limits a liability that the law does not allow to be limited.
9. Suspension
We may stop your access if you break these terms or put the service or other users at risk.
10. Changes to these terms, and contact
We may update these terms and will change the date at the top when we do. Continuing to use the service after a change means you accept it. Questions go to [email protected].
Steps
Using the service under these terms
The terms in five habits.
- Upload only what you mayUse documents you are entitled to hold and share. Do not upload a loss run that has been forged or altered.
- Read the output against the sourceThe service reads documents by machine. Check the schedule, and above all any line that does not tie, against the carrier's report.
- Do not treat a tie as proofA tie shows that your rows add up to the report's printed total. It does not make the carrier's report correct or complete.
- Stay within the allowanceFree: 1 file per day, up to 10 pages, no account. Paid plans have the limits shown on the pricing page. Do not try to get around a limit.
- Tell us when something looks wrongWrite to [email protected]. Do not send claim files by email: say which page and which step, not what the claim was about.
Comparison
Who is responsible for checking the figures
Whichever way a loss run reaches a spreadsheet, the person who sends the history to a market owns it.
| What you need | Manual re-keying | Generic PDF-to-Excel | LossRun Pro |
|---|---|---|---|
| Who reads the source document | You. | A tool, and then you. | A machine, and then you. |
| Who catches a transposed digit | You, if you check. | You, if you check. | The tie-out may show it as a variance. You decide what it means. |
| Who decides the carrier's total is right | You. | You. | You. The service only compares the claim rows with the printed total. |
| Who is responsible for what is sent to a market | You. | You. | You. |
FAQ
Questions about the terms
Can I upload a loss run that is not about my own business?
Only if you have the right to. A broker who acts for the insured, or an underwriting assistant working on a submission, normally does. If you are not sure you are entitled to hold and share a loss run, get the insured's authorization before you upload it.
May I redact a loss run before uploading it?
Yes. Removing claimant names or other personal details is fine, and the privacy page suggests it where names must not reach a third-party processor. What is forbidden is changing amounts, dates, statuses or any other fact so that a claims history reads differently from the carrier's report.
Is the schedule I download a carrier-issued loss run?
No. It is a machine-read summary of a loss run that you supplied, in a different layout. It is not issued, signed or verified by any carrier. Attach the carrier's own loss runs to a submission and treat the schedule as your working summary of them.
Can I rely on a tie-out as proof that the figures are correct?
No. A tie-out shows that the claim rows the service read add up to the totals the report printed. It cannot show that the carrier's totals are right, that the report is complete, or that nothing was missed on a page the reader could not resolve. You remain responsible for checking the schedule against the source before it goes to a market.
What happens if I go over my allowance?
Conversions stop until the allowance renews or you change plan. The free allowance is 1 file per day, up to 10 pages. The limits for the paid plans are on the pricing page. Trying to get around a limit, for example by clearing browser data to reset a counter, breaks these terms.
Can several people share one Pro plan?
No. Pro is for one person. Agency covers five seats: the same page code is entered in each person's browser, and the team shares the one pool of pages. Nothing is arranged by email, and there are no accounts.
Can I call the conversion endpoint from my own software?
Not at present. The conversion function is part of this site and exists for its pages. Automated or bulk use outside the page, and anything that could overload the service, is not allowed. Write to [email protected] if you have a use that needs it.
How do I cancel a paid plan?
Cancel the subscription in your PayPal account, or email [email protected], before your next billing date. No further payment is taken, and the pages already on your page code stay yours.
Is the service always available?
No guarantee is given. The service depends on other providers for hosting and for reading documents, and it may be slow, unavailable or changed from time to time. Do not leave a deadline for the last hour.
Is this legal or insurance advice?
No. The service converts documents. It does not advise on coverage, underwriting, claims handling or the law, and nothing on this site should be read as if it did.